Practical Ways To Live Below (or Within) Your Means

Lately, there has been a lot of uncertainty in terms of economies and unemployment worldwide. We’re seeing many people - maybe even ourselves, or someone we know - who are feeling the difficulty of making ends meet. Money is the number 1 cause of stress for Americans, and that was even before this whole pandemic situation. It is more important, now more than ever, to try and live below (or within) your means. It doesn’t matter how much (or how little) you earn, if you cannot manage your spending. Below are some practical ways to do this. It may not be for everyone, and you don’t have to do everything on the list. But hopefully, a couple of the tips below can help you if you are in a challenging financial situation.

Having An Emergency Fund Has Kept My Peace Of Mind

I was recently made redundant at work. It’s not uncommon nowadays, with unemployment rates rising all over the world due to Covid-19. Of course, it initially caused me to feel stressed and overwhelmed, but that’s also mainly because I am dealing with other stuff aside from (actually, bigger than) work.

Sneaky Ways To Save Without Feeling Deprived

Saving money may not come naturally for some people. Just the conscious effort of saving can make a person feel cheap and deprived. Thinking of saving long term can make it seem even more challenging! However, saving money doesn’t have to feel miserable. Here are some sneaky, little ways to save a couple of bucks without making you feel deprived.

How To Keep Your Christmas Expenses In Check

According to statistics, American households spent an average of $1,536 during the Christmas holiday period in 2018. That’s more than the minimum monthly gross wage. Yes, the holiday season usually means decorations, parties, trips, get-togethers, and gift-giving. Surely, there will be a lot of expenses during this time. That’s why it’s better to plan for it, and to keep your expenses in check so you don’t go overboard.

My First Gift Card For Answering Online Surveys

So here’s a quick story. I’ve been looking for ways to earn some extra income during my free time, without having to put in too much effort and work. I’ve heard about online surveys and how you can get rewards from it. I did my research, and started answering sponsored online surveys during my free time. Answering a survey can run anywhere from 5 to 30 minutes. By answering surveys, you get points which you can then exchange for various rewards, depending on the online survey company that you sign up with. However, surveys to be answered aren’t always available, since it also depends on your demographic and lifestyle.